SAVE MONEY

 

As we all know that today. How important is it to save money for fullfill family all daily needs. As we all faced a lot of money problem at the time of lockdown,so you can read this blog and try to do this 6 step and save moneyand overcome the financial problem.

* SIX STEP TO OVERCOME YOUR FINACIAL PROBLEM

1. Keep track of your spending. If you know where your money is going it will be easier to make changes if you need to. Try using form for a week or two to find out where your money is going.
2. Avoid using credit to pay your bills. While it may make things easier now, using credit only increases your monthly payments in the future.
3. Save regularly. Have some of your paycheck directly deposited into your savings account or set up an automatic transfer each month from your checking to your savings account.
4. Try lowering your energy bill. Turn off appliances and lights when they are not needed. Purchase energy-efficient light-bulbs. When you can, use a fan instead of air conditioning or put on a sweater instead of turning on the heat.
5. Be careful about spending a significant amount of money on periodic purchases, like gifts and vacation. While you may feel good while you are spending the money, you may wish you had the money later.
6. Avoid to cash you cedit card. Cannot use your credit card for cash in your account because the bank charge higher rate of interest 16-36% on a daily basis on you total spend.